Coming soon on Android

Have a dream?Splexo it.

Set a goal — a PS5, a Goa trip, an emergency fund — and Splex does the math, tracks the pace, and coaches you there. Tax sorted if you’re salaried. Zero jargon either way.

Coming soonMeet Splex
  • No payslip
  • No bank login
  • 10s with Google

Current goal

MacBook M4

₹1,42,000

₹96,560 saved · 4 months left

Splex · live

24:07

You · Old vs New regime for me?

On ₹12L CTC: New regime saves you ₹14,300/yr. You hit the 87A rebate band only under New.

IT Act 1961 · 87A

Month 3 · logged

+₹24,000

Hit target · on pace

Built around the things I won’t touch

No payslip uploads·
No bank scraping·
Cited from the Income Tax Act·
IT Act 1961 + 2025 grounded·
Two personas. One coach.·
No payslip uploads·
No bank scraping·
Cited from the Income Tax Act·
IT Act 1961 + 2025 grounded·
Two personas. One coach.·
No payslip uploads·
No bank scraping·
Cited from the Income Tax Act·
IT Act 1961 + 2025 grounded·
Two personas. One coach.·

The Splex ritual

Money fitness is a show-up game. Splex makes the gym.

Step 01

Pick the dream.

A PS5 next month. A Goa weekend. A MacBook by Diwali. An emergency fund — three months of essentials, finally. You name it; Splexo doesn't gatekeep aspirational goals.

💻

MacBook M4

₹1,42,000

🏖️

Goa weekend

₹25,000

🛟

3-month buffer

₹1,20,000

Step 02

Splex sits down with you. 30 minutes, no scrolling.

A fixed 30-minute coaching session — not an open chatbot. Splex breaks the goal into monthly savings, suggests the right vehicle, and cites the IT Act when tax is in play. You leave with a plan, not a feed.

Splex · session live

21:04
How do I save ₹25k for Goa in 3 months on a ₹35k allowance?
Cut Zomato to ₹1.5k/mo (-₹1k), shift ₹6k to a liquid fund monthly. You hit Goa by month 3 with a ₹2k buffer.

Step 03

You log the rep. Money moves.

Every month, log what you actually saved. Splex updates your runway, surfaces the cuts that buy back a week, and tells you when you're ahead. No tracking apps. No screen-scraping. You report. Splex coaches.

Aug
+₹6,200
Sep
+₹6,800
Oct
+₹7,000
Nov
₹5,000 left

Two personas, one coach

Built for who you are right now.

Splex switches modes the day your money does. Pick the side of the toggle that’s you today; switch the day you don’t.

For students

Coach mode. No tax. No jargon.

Goal coaching on allowance, side income, and the cuts that move a goal date forward. Splex skips the IT Act so you skip the noise.

  • Allowance, side hustle, and pocket-money budget
  • Goal-mode coaching for PS5, MacBook, semester abroad
  • Honest answers — Splex won't push you into mutual funds
  • Switch to salaried mode the day you start a real job

₹0

monthly cost

8

Splex sessions/mo

0

tax math required

See student mode

Real goals, not retirement math

The things you actually want to save for.

Most money apps make you pick from “retirement”, “tax-saver”, “wealth”. None of those are why Indian Gen Z opens a banking app at 11pm. Splexo treats the PS5 and the emergency fund as equal-class goals.

Gadgets

PS5 · iPhone · MacBook

₹50k–₹2L

Trips

Goa · Bali · Eurotrip

₹20k–₹3L

Higher studies

MBA · masters abroad

₹10L+

Emergency fund

3-month essentials

₹60k–₹1.5L

Down payment

First apartment

₹3L–₹15L

Free for V1 · Android first

Stop scrolling. Start saving.

Install Splexo, pick a goal, take the 30-minute Splex session, and go live with a plan. Free forever for students. Free at V1 for everyone.

Coming soon to Android

iOS coming later this year · No PAN · No payslip · No forms