Splex · your personalised AI finance coach
A coach that actually guides you on your vibes and goals.
Splex is fixed-duration: 30 minutes, then the session closes. You ask the hard money questions, Splex gives you statute-grounded answers + a plan, then steps back so you can go execute.
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Splex · session live
23:41
Old vs New regime for me on ₹14L CTC?
On ₹14L CTC under New regime: ₹1,03,800 tax after 87A rebate. Under Old (assuming 80C ₹1.5L + 80D ₹25k + HRA ₹2.4L): ₹1,28,500.
New regime wins for you by ₹24,700/year. If you can’t hit ₹3L in deductions, New is the default from FY 2026-27 anyway.
New regime wins for you by ₹24,700/year. If you can’t hit ₹3L in deductions, New is the default from FY 2026-27 anyway.
IT Act 1961 · §87A
Should I keep the SIP for tax?
Under New regime, 80C SIPs don’t reduce tax. Decide them on returns + horizon, not deductions. For your Goa-trip goal (3-month horizon), an SIP is the wrong vehicle anyway — liquid fund or short-term debt.
Ask Splex anything…
What makes Splex different.
30 minutes. Then it’s done.
A coaching session, not an infinite chat. Splex ends after 30 minutes. You leave with the plan you came for.
Every claim, cited.
Tax answers carry an IT Act section reference. If Splex can’t find a citation, it won’t make one up — it says so.
Hinglish-tolerant, judgement-free.
Ask in English, Hindi, or a mix. No fund-shilling, no fortune-telling. Just coaching on YOUR numbers.